Live bullion premium tracker

What physical gold and silver actually cost over spot right now — the cheapest premiums, the dealer spread, and the gold-to-silver ratio. Live and cash/wire basis, as of Oct 28, 2026, 12:50 AM UTC.

Cheapest 1 oz gold0.7%

Cheapest 1 oz silver1.3%

Gold-to-silver ratio74

New lows · 7 days11

Updated Oct 28, 2026, 12:50 AM UTC · cash/wire · crawl-time spot

Gold and silver premiums by product

Lowest is the cheapest tracked offer; typical is the median across dealers. The range shows how much comparison shopping can matter for the same bullion category.

ProductLowestTypicalRange

1 oz gold20 dealers0.7%2.0%0.7%–5.8%1 oz Gold Eagle18 dealers1.7%4.3%1.7%–6.6%1/10 oz gold15 dealers4.1%10.8%4.1%–17.6%1 oz silver20 dealers1.3%4.4%1.3%–19.2%1 oz Silver Eagle16 dealers3.8%12.8%3.8%–30.6%10 oz silver15 dealers3.0%5.7%3.0%–19.1%

The lowest premium on a 1 oz gold coin is 0.7% over spot at Bullion Exchanges ($4,091), versus a 2.0% median across 20 dealers, a 5.1% spread ($209/oz between cheapest and priciest). On 1 oz silver, the cheapest is 1.3% at Bullion Exchanges ($55), with premiums ranging up to 19.2%.

The overall cheapest dealer right now is Bullion Exchanges, averaging 3.4 points below the typical premium across contested categories. The gold-to-silver ratio sits at 74 — meaning one ounce of gold trades for about that many ounces of silver. 11 products hit a new low premium in the past week.

See the live board

Every dealer, every weight, ranked by premium over spot.

Cheapest by weight →Dealer premium history →Premium calculator →Quantity discounts →Buyback prices →APMEX vs Bullion Exchanges →2.5 gram platinum →Silver Eagle vs Philharmonic →

Figures are computed live from StackerSpot's dealer price data on a cash/wire basis, and use the spot quote captured with each dealer price, as of Oct 28, 2026, 12:50 AM UTC. Across 21 dealers and 1911 offers. See the methodology and data & coverage. Informational only — not investment advice.