Live bullion premium tracker

What physical gold and silver actually cost over spot right now — the cheapest premiums, the dealer spread, and the gold-to-silver ratio. Live and cash/wire basis, as of Sep 11, 2026, 7:21 PM UTC.

Cheapest 1 oz gold0.6%
Cheapest 1 oz silver0.7%
Gold-to-silver ratio67
New lows · 7 days7
Updated Sep 11, 2026, 7:21 PM UTC · cash/wire · crawl-time spot

Gold and silver premiums by product

Lowest is the cheapest tracked offer; typical is the median across dealers. The range shows how much comparison shopping can matter for the same bullion category.

The lowest premium on a 1 oz gold coin is 0.6% over spot at Bullion Exchanges ($4,375), versus a 1.8% median across 20 dealers, a 5.1% spread ($222/oz between cheapest and priciest). On 1 oz silver, the cheapest is 0.7% at Gainesville Coins ($65), with premiums ranging up to 16.4%.

The overall cheapest dealer right now is Bullion Exchanges, averaging 4.5 points below the typical premium across contested categories. The gold-to-silver ratio sits at 67 — meaning one ounce of gold trades for about that many ounces of silver. 7 products hit a new low premium in the past week.

Figures are computed live from StackerSpot's dealer price data on a cash/wire basis, and use the spot quote captured with each dealer price, as of Sep 11, 2026, 7:21 PM UTC. Across 21 dealers and 2083 offers. See the methodology and data & coverage. Informational only — not investment advice.